Data freshness
-
Affordability resources:
Source manual
| Refreshed Feb 10, 2026, 6:19 PM UTC
Curated affordability resources (grants/financing/discount programs).
-
Pet insurance providers:
Source fixture
| Refreshed Feb 10, 2026, 6:55 PM UTC
Insurance provider/plan catalog imported from a curated JSON file.
If You Need Help Paying Now
Fast options when care is urgent
Filter and apply
Emergency first: if your pet is in distress, do not delay urgent care. Ask the clinic about deposits, payment plans, and proof required while you travel.
GoodRx (Rx Discounts)
Prescription discount tool; may help with some vet-prescribed meds filled at retail pharmacies.
Discounts/Rx Savings
US
rx
discount
CareCredit (Veterinary Financing)
Healthcare financing that some veterinary clinics accept. Terms vary by provider and promo.
Financing/Payment Plans
US
financing
credit
Scratchpay (Payment Plans)
Installment plans for veterinary care at participating clinics. Terms vary.
Financing/Payment Plans
US
financing
installments
Frankie's Friends
Emergency/specialty care grants for pets in need (eligibility rules apply).
Grant/Assistance
US
emergency
specialty
grant
RedRover Relief
Urgent care grants for life-threatening situations (limited funds, eligibility rules apply).
Grant/Assistance
US
emergency
grant
Prevent Surprise Bills
Insurance comparison + planning
Most pet insurance reimburses you after you pay the vet. Focus on plan design and exclusions, not just marketing.
Deductible
Reimbursement
Annual limit
Waiting periods
Pre-existing exclusions
| Provider | Plan range (from our catalog) |
|---|---|
AKC Pet Insurance
|
Comprehensive: 70-90% reimbursement, $100-$1000 deductible, $15k-Unlimited limit
|
Animalia
|
Accident & Illness: 70-90% reimbursement, $200-$500 deductible, $25k limit
|
ASPCA Pet Insurance
|
Complete Coverage: 70-90% reimbursement, $100-$500 deductible, Unlimited limit
|
CarePlus by Chewy
|
Deluxe: 70-90% reimbursement, $250-$500 deductible, Unlimited limit
|
Companion Protect
|
Single Plan: 90% reimbursement, $50-$100 deductible, $100k Lifetime limit
|
Doggo
|
Standard: 70-90% reimbursement, $100-$500 deductible, $10k limit
|
Embrace
|
Accident & Illness: 70-90% reimbursement, $200-$1000 deductible, $5k-Unlimited limit
|
Fetch by The Dodo
|
Comprehensive: 70-90% reimbursement, $250-$500 deductible, $15k-Unlimited limit
|
Figo
|
Ultimate: 70-100% reimbursement, $100-$1500 deductible, $5k-Unlimited limit
|
Healthy Paws
|
Standard: 70-90% reimbursement, $100-$500 deductible, Unlimited limit
|
Lemonade
|
Base Plan: 70-90% reimbursement, $100-$750 deductible, $100k limit
|
MetLife Pet Insurance
|
Custom: 70-100% reimbursement, $50-$500 deductible, Unlimited limit
|
Nationwide
|
Whole Pet: 50-90% reimbursement, $250 deductible, $10k-Unlimited limit
|
Trupanion
|
Core Plan: 90% reimbursement, $0-$1000 deductible, Unlimited limit
|
Vet-owner checklist: verify waiting periods, pre-existing definitions, dental/hereditary coverage, and claim eligibility rules in official plan documents.